JazzCash

Detailed Explanation

JazzCash is the largest mobile wallet in Pakistan, offering an integrated payment gateway for merchants to accept payments from other JazzCash users and via cards.

How It Works

Once you integrate JazzCash into your ecommerce store, customers can seamlessly pay at checkout. JazzCash handles the secure transmission of card details or wallet authorizations and returns a success response to your platform.

Requirements

To open an account with JazzCash, businesses typically require:

• Valid CNIC of Directors / Owners
• Company Registration Documents (SECP or equivalent)
• Active Corporate Bank Account
• NTN (National Tax Number) Certificate

Advantages

• Localized payment methods suited for the Pakistani market.
• Direct settlement to local bank accounts in PKR.
• Developer-friendly APIs for custom integrations.

Limitations

• Requires strict compliance and KYC before going live.
• Does not currently process international cards.

Fees & Pricing

Free setup for basic integrations. 1.5% to 2.5% per transaction depending on the payment source (Wallet vs Card).

Settlement

Real-time or T+1 settlement into the merchant JazzCash account.

Supported Integrations

• WooCommerce
• Shopify
• Custom API