Detailed Explanation

Powered by Bank Alfalah, Alfa Payment Gateway offers merchants the ability to accept digital payments via credit/debit cards, Alfa wallets, and bank accounts.

How It Works

Once you integrate Alfa Payment Gateway into your ecommerce store, customers can seamlessly pay at checkout. Alfa Payment Gateway handles the secure transmission of card details or wallet authorizations and returns a success response to your platform.

Requirements

To open an account with Alfa Payment Gateway, businesses typically require:

Valid CNIC of Directors / Owners
Company Registration Documents (SECP or equivalent)
Active Corporate Bank Account
NTN (National Tax Number) Certificate

Advantages

Localized payment methods suited for the Pakistani market.
Direct settlement to local bank accounts in PKR.
Developer-friendly APIs for custom integrations.

Limitations

Requires strict compliance and KYC before going live.

Fees & Pricing

Setup and annual maintenance fees apply. Card MDR varies between 2.0% - 2.5% depending on negotiations.

Settlement

Next working day (T+1) for Bank Alfalah accounts.

Alfa Payment Gateway