PaymentGateway.pk

Safepay vs Paymob

When comparing Safepay and Paymob, both support ecommerce businesses in Pakistan. Safepay offers 4 payment methods including Visa, whereas Paymob offers 4 payment methods.

Quick Verdict

Choose Safepay if you need features like Mastercard. Choose Paymob if your priority is developer-friendly APIs and specific ecommerce integrations.

Detailed Comparison Table

Comparison of Safepay and Paymob features.
FeatureSafepayPaymob
TypePayment GatewayPayment Gateway
PricingNo setup fee. ~2.85% + PKR 30 per transaction for domestic cards.No setup fees. ~2.75% + fixed fee for local cards. Custom volume pricing available.
SettlementT+2 rolling settlement to local bank accounts.T+2 rolling settlement.
International CardsYesYes
Integrations
Payment Methods

Safepay Advantages

  • Strong coverage of local wallets and bank transfers.
  • Regulated SBP payment infrastructure.
  • Well-known across the Pakistani market.

Paymob Advantages

  • Focuses on developer-friendly API experiences.
  • Optimized checkout flows designed for higher conversion.
  • Simple and transparent fee structure.

Safepay Limitations

  • Onboarding may take time due to compliance requirements.
  • Integration might require technical intervention.

Paymob Limitations

  • May have fewer legacy bank transfer options.
  • Requires careful setup for international routing if supported.

Business Suitability

Both Safepay and Paymob are suitable for registered businesses in Pakistan. If your customer base leans heavily towards mobile wallets, verify the direct coverage offered by each. For pure credit card volume, evaluate the MDR (Merchant Discount Rate) against your average order value.

Frequently Asked Questions

Which is cheaper, Safepay or Paymob?

Pricing varies by business volume and agreement. Safepay charges No setup fee. ~2.85% + PKR 30 per transaction for domestic cards. while Paymob charges No setup fees. ~2.75% + fixed fee for local cards. Custom volume pricing available.. You should request a custom quote from both.

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Sources & Verification

✓Last Verified: October 2026

Written by PaymentGateway.pk Editorial Team

Data last verified: October 2026