PaymentGateway.pk

Paymob vs Safepay

When comparing Paymob and Safepay, both support ecommerce businesses in Pakistan. Paymob offers 4 payment methods including Visa, whereas Safepay offers 4 payment methods.

Quick Verdict

Choose Paymob if you need features like Mastercard. Choose Safepay if your priority is developer-friendly APIs and specific ecommerce integrations.

Detailed Comparison Table

Comparison of Paymob and Safepay features.
FeaturePaymobSafepay
TypePayment GatewayPayment Gateway
PricingNo setup fees. ~2.75% + fixed fee for local cards. Custom volume pricing available.No setup fee. ~2.85% + PKR 30 per transaction for domestic cards.
SettlementT+2 rolling settlement.T+2 rolling settlement to local bank accounts.
International CardsYesYes
Integrations
Payment Methods

Paymob Advantages

  • Strong coverage of local wallets and bank transfers.
  • Regulated SBP payment infrastructure.
  • Well-known across the Pakistani market.

Safepay Advantages

  • Focuses on developer-friendly API experiences.
  • Optimized checkout flows designed for higher conversion.
  • Simple and transparent fee structure.

Paymob Limitations

  • Onboarding may take time due to compliance requirements.
  • Integration might require technical intervention.

Safepay Limitations

  • May have fewer legacy bank transfer options.
  • Requires careful setup for international routing if supported.

Business Suitability

Both Paymob and Safepay are suitable for registered businesses in Pakistan. If your customer base leans heavily towards mobile wallets, verify the direct coverage offered by each. For pure credit card volume, evaluate the MDR (Merchant Discount Rate) against your average order value.

Frequently Asked Questions

Which is cheaper, Paymob or Safepay?

Pricing varies by business volume and agreement. Paymob charges No setup fees. ~2.75% + fixed fee for local cards. Custom volume pricing available. while Safepay charges No setup fee. ~2.85% + PKR 30 per transaction for domestic cards.. You should request a custom quote from both.

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Sources & Verification

✓Last Verified: October 2026

Written by PaymentGateway.pk Editorial Team

Data last verified: October 2026