Paymob vs PayFast
When comparing Paymob and PayFast, both support ecommerce businesses in Pakistan. Paymob offers 4 payment methods including Visa, whereas PayFast offers 6 payment methods.
Quick Verdict
Choose Paymob if you need features like Mastercard. Choose PayFast if your priority is developer-friendly APIs and specific ecommerce integrations.
Detailed Comparison Table
| Feature | Paymob | PayFast |
|---|---|---|
| Type | Payment Gateway | Payment Gateway |
| Pricing | No setup fees. ~2.75% + fixed fee for local cards. Custom volume pricing available. | Setup fee applies. Per transaction MDR ranges from 2.5% to 3.0% for cards depending on the merchant agreement. |
| Settlement | T+2 rolling settlement. | T+2 to T+3 working days directly to the registered merchant bank account. |
| International Cards | Yes | Yes |
| Integrations | ||
| Payment Methods |
Paymob Advantages
- Strong coverage of local wallets and bank transfers.
- Regulated SBP payment infrastructure.
- Well-known across the Pakistani market.
PayFast Advantages
- Focuses on developer-friendly API experiences.
- Optimized checkout flows designed for higher conversion.
- Simple and transparent fee structure.
Paymob Limitations
- Onboarding may take time due to compliance requirements.
- Integration might require technical intervention.
PayFast Limitations
- May have fewer legacy bank transfer options.
- Requires careful setup for international routing if supported.
Business Suitability
Both Paymob and PayFast are suitable for registered businesses in Pakistan. If your customer base leans heavily towards mobile wallets, verify the direct coverage offered by each. For pure credit card volume, evaluate the MDR (Merchant Discount Rate) against your average order value.
Frequently Asked Questions
Which is cheaper, Paymob or PayFast?
Pricing varies by business volume and agreement. Paymob charges No setup fees. ~2.75% + fixed fee for local cards. Custom volume pricing available. while PayFast charges Setup fee applies. Per transaction MDR ranges from 2.5% to 3.0% for cards depending on the merchant agreement.. You should request a custom quote from both.