PayFast vs Kuickpay
When comparing PayFast and Kuickpay, both support ecommerce businesses in Pakistan. PayFast offers 6 payment methods including Visa, whereas Kuickpay offers 1 payment methods.
Quick Verdict
Choose PayFast if you need features like Mastercard. Choose Kuickpay if your priority is developer-friendly APIs and specific ecommerce integrations.
Detailed Comparison Table
| Feature | PayFast | Kuickpay |
|---|---|---|
| Type | Payment Gateway | Payment Aggregator |
| Pricing | Setup fee applies. Per transaction MDR ranges from 2.5% to 3.0% for cards depending on the merchant agreement. | Fixed fee per transaction (usually PKR 15 - 50) rather than a high percentage MDR. |
| Settlement | T+2 to T+3 working days directly to the registered merchant bank account. | T+1 settlement. |
| International Cards | Yes | No |
| Integrations | ||
| Payment Methods |
PayFast Advantages
- Strong coverage of local wallets and bank transfers.
- Regulated SBP payment infrastructure.
- Well-known across the Pakistani market.
Kuickpay Advantages
- Focuses on developer-friendly API experiences.
- Optimized checkout flows designed for higher conversion.
- Simple and transparent fee structure.
PayFast Limitations
- Onboarding may take time due to compliance requirements.
- Integration might require technical intervention.
Kuickpay Limitations
- May have fewer legacy bank transfer options.
- Requires careful setup for international routing if supported.
Business Suitability
Both PayFast and Kuickpay are suitable for registered businesses in Pakistan. If your customer base leans heavily towards mobile wallets, verify the direct coverage offered by each. For pure credit card volume, evaluate the MDR (Merchant Discount Rate) against your average order value.
Frequently Asked Questions
Which is cheaper, PayFast or Kuickpay?
Pricing varies by business volume and agreement. PayFast charges Setup fee applies. Per transaction MDR ranges from 2.5% to 3.0% for cards depending on the merchant agreement. while Kuickpay charges Fixed fee per transaction (usually PKR 15 - 50) rather than a high percentage MDR.. You should request a custom quote from both.