Kuickpay vs PayFast
When comparing Kuickpay and PayFast, both support ecommerce businesses in Pakistan. Kuickpay offers 1 payment methods including Bank Transfer (1Bill), whereas PayFast offers 6 payment methods.
Quick Verdict
Choose Kuickpay if you need features like . Choose PayFast if your priority is developer-friendly APIs and specific ecommerce integrations.
Detailed Comparison Table
| Feature | Kuickpay | PayFast |
|---|---|---|
| Type | Payment Aggregator | Payment Gateway |
| Pricing | Fixed fee per transaction (usually PKR 15 - 50) rather than a high percentage MDR. | Setup fee applies. Per transaction MDR ranges from 2.5% to 3.0% for cards depending on the merchant agreement. |
| Settlement | T+1 settlement. | T+2 to T+3 working days directly to the registered merchant bank account. |
| International Cards | No | Yes |
| Integrations | ||
| Payment Methods |
Kuickpay Advantages
- Strong coverage of local wallets and bank transfers.
- Regulated SBP payment infrastructure.
- Well-known across the Pakistani market.
PayFast Advantages
- Focuses on developer-friendly API experiences.
- Optimized checkout flows designed for higher conversion.
- Simple and transparent fee structure.
Kuickpay Limitations
- Onboarding may take time due to compliance requirements.
- Integration might require technical intervention.
PayFast Limitations
- May have fewer legacy bank transfer options.
- Requires careful setup for international routing if supported.
Business Suitability
Both Kuickpay and PayFast are suitable for registered businesses in Pakistan. If your customer base leans heavily towards mobile wallets, verify the direct coverage offered by each. For pure credit card volume, evaluate the MDR (Merchant Discount Rate) against your average order value.
Frequently Asked Questions
Which is cheaper, Kuickpay or PayFast?
Pricing varies by business volume and agreement. Kuickpay charges Fixed fee per transaction (usually PKR 15 - 50) rather than a high percentage MDR. while PayFast charges Setup fee applies. Per transaction MDR ranges from 2.5% to 3.0% for cards depending on the merchant agreement.. You should request a custom quote from both.