Easypaisa vs Safepay
When comparing Easypaisa and Safepay, both support ecommerce businesses in Pakistan. Easypaisa offers 3 payment methods including Easypaisa Wallet, whereas Safepay offers 4 payment methods.
Quick Verdict
Choose Easypaisa if you need features like Visa. Choose Safepay if your priority is developer-friendly APIs and specific ecommerce integrations.
Detailed Comparison Table
| Feature | Easypaisa | Safepay |
|---|---|---|
| Type | Mobile Wallet & Gateway | Payment Gateway |
| Pricing | Tiered pricing based on business volume. Setup fees may be waived for smaller merchants. | No setup fee. ~2.85% + PKR 30 per transaction for domestic cards. |
| Settlement | T+1 settlement to registered Easypaisa merchant accounts. | T+2 rolling settlement to local bank accounts. |
| International Cards | No | Yes |
| Integrations | ||
| Payment Methods |
Easypaisa Advantages
- Strong coverage of local wallets and bank transfers.
- Regulated SBP payment infrastructure.
- Well-known across the Pakistani market.
Safepay Advantages
- Focuses on developer-friendly API experiences.
- Optimized checkout flows designed for higher conversion.
- Simple and transparent fee structure.
Easypaisa Limitations
- Onboarding may take time due to compliance requirements.
- Integration might require technical intervention.
Safepay Limitations
- May have fewer legacy bank transfer options.
- Requires careful setup for international routing if supported.
Business Suitability
Both Easypaisa and Safepay are suitable for registered businesses in Pakistan. If your customer base leans heavily towards mobile wallets, verify the direct coverage offered by each. For pure credit card volume, evaluate the MDR (Merchant Discount Rate) against your average order value.
Frequently Asked Questions
Which is cheaper, Easypaisa or Safepay?
Pricing varies by business volume and agreement. Easypaisa charges Tiered pricing based on business volume. Setup fees may be waived for smaller merchants. while Safepay charges No setup fee. ~2.85% + PKR 30 per transaction for domestic cards.. You should request a custom quote from both.