Easypaisa vs PayFast
When comparing Easypaisa and PayFast, both support ecommerce businesses in Pakistan. Easypaisa offers 3 payment methods including Easypaisa Wallet, whereas PayFast offers 6 payment methods.
Quick Verdict
Choose Easypaisa if you need features like Visa. Choose PayFast if your priority is developer-friendly APIs and specific ecommerce integrations.
Detailed Comparison Table
| Feature | Easypaisa | PayFast |
|---|---|---|
| Type | Mobile Wallet & Gateway | Payment Gateway |
| Pricing | Tiered pricing based on business volume. Setup fees may be waived for smaller merchants. | Setup fee applies. Per transaction MDR ranges from 2.5% to 3.0% for cards depending on the merchant agreement. |
| Settlement | T+1 settlement to registered Easypaisa merchant accounts. | T+2 to T+3 working days directly to the registered merchant bank account. |
| International Cards | No | Yes |
| Integrations | ||
| Payment Methods |
Easypaisa Advantages
- Strong coverage of local wallets and bank transfers.
- Regulated SBP payment infrastructure.
- Well-known across the Pakistani market.
PayFast Advantages
- Focuses on developer-friendly API experiences.
- Optimized checkout flows designed for higher conversion.
- Simple and transparent fee structure.
Easypaisa Limitations
- Onboarding may take time due to compliance requirements.
- Integration might require technical intervention.
PayFast Limitations
- May have fewer legacy bank transfer options.
- Requires careful setup for international routing if supported.
Business Suitability
Both Easypaisa and PayFast are suitable for registered businesses in Pakistan. If your customer base leans heavily towards mobile wallets, verify the direct coverage offered by each. For pure credit card volume, evaluate the MDR (Merchant Discount Rate) against your average order value.
Frequently Asked Questions
Which is cheaper, Easypaisa or PayFast?
Pricing varies by business volume and agreement. Easypaisa charges Tiered pricing based on business volume. Setup fees may be waived for smaller merchants. while PayFast charges Setup fee applies. Per transaction MDR ranges from 2.5% to 3.0% for cards depending on the merchant agreement.. You should request a custom quote from both.